Showing posts with label loan. Show all posts
Showing posts with label loan. Show all posts

Tuesday, October 19, 2010

RV loans - whaaaas up with that????? and Katie's warm sweater

I'm doing some preliminary work to see where I can get an RV loan, and what the interest rate would be.  What I've found out so far is that some financial institutions won't lend on a used RV, others will lend only if it's a certain limited number of years old, and at the RV show on Saturday I was talking to a credit union rep and found I can get a better rate if I borrow more money than I want.  

I have great credit, have owned homes all my life, and yet I feel "less than" because I want to buy an RV that's not new or expensive. 

Why should I have to borrow more than I want or need to get a lower interest rate?   I've been really surprised at the information I'm getting.  I could put the whole thing on a credit card for less interest than some financial institutions have quoted me, like my own bank, who I've been with for years.  They offered a ridiculously high rate at an extremely short term.

I'm very disappointed in my local bankers. : (    At one bank I was told he could offer me a lower rate if I applied for a personal unsecured loan instead of an RV loan.   Whaaaas up with that?????

This is a sweater that was hand knitted by my friend Alice for Katie, then she embroidered a square with her name and sewed it on the neck.  This is the warmest sweater Katie has, and on the really cold days, I'm sure glad she has it.

Katie loves wearing it, but we only use it when it's really cold.

It's very thick and covers her well, and keeps her dry if it's raining.

Isn't it cute?

We woke up last night to rolling thunder and blasts of lightening.  Lots of rain.  It's been dreary and dark, raining on and off, all day.  At work, when I went to my car to get something this morning, I saw this guy in front of the car by the building, with rain on his web.  If you click on it, you can see how detailed the web is.

 Isn't it pretty?  I'm not a fan of spiders, but I'm fascinated by these huge guys and their webs.

From me and warmly dressed Katie, have a great Tuesday evening, everyone!  : )